Asymmetric Information in Automobile Insurance: Evidence From Driving Behavior
نویسندگان
چکیده
منابع مشابه
Asymmetric Information in Automobile Insurance: New Evidence from Telematic Data∗
We provide novel insights into the effects of private information in automobile insurance. Our analysis is based on telematic data of insured cars which includes detailed information about driving behavior that is unobservable to the insurance company. We find that private information about driving behavior has significant and counteracting effects on the choice of third-party liability and fir...
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ژورنال
عنوان ژورنال: Journal of Risk and Insurance
سال: 2019
ISSN: 0022-4367,1539-6975
DOI: 10.1111/jori.12279